Saturday, July 24, 2010

MASTER the DEAL with Private Hard Money Lenders

There are so many opportunities right now
for real estate investors.

There are properties for pennies on the dollar.

There is funding from private hard money lenders.

There are wholesale investor buyers.

There are first time home buyers.

As a real estate investor you only need to
focus on creating GREAT DEALS by finding
the RIGHT properties and the RIGHT FUNDING.

Sometimes we seem to FORGET ABOUT keeping

Real estate investors have been doing deals forever
and long before there was an Internet or even a computer,
for that matter.

True, technology has improved our lives but sometimes

Keep it simple.

Do a good job on finding the right property.

Develop good relationships with your lenders.

Create Loan Packages that are well organized, complete,
documented and which "TELLS YOUR STORY" so a lender
understands and wants to fund your deal.

Network with other investors at investor meetings.

Market and advertise your deals to prospective buyers.

But above all, ENJOY the real estate investing business.

It pays VERY WELL and it's a great people business
with lots of flexibility.

You only need a few BASIC resources to be very, very
successful in real estate investing.

There's really no MAGIC or SHORTCUTS.

and there is no multi-thousand dollar software program
that can do that for you.

And that's HOW you MASTER the DEAL working
with private hard money lenders. The lenders are helping
you acquire properties that can be resold or rehabbed.
It's as simple as that. The lenders are looking for simple
WIN WIN deals that are understandable.

Isn't that what a GOOD EXIT STRATEGY is?

A good EXIT STRATEGY is A WIN WIN situation for everyone.

And that's how you can enjoy your real estate investing
while you build wealth helping yourself and others.

Our mission is to offer real estate investors the
best affordable and fundamental resources to help you
grow your business and MEET your goals.

Mary, MASTER the DEAL with Private Hard Money Lenders
Bottom line here guys is you can have the most knowledge, be the
best at negotiation and finding private money, low down projects or
properties that can be bought at huge discounts, BUT, f you cannot
get the TIME THING down all of this does you no good.

Of course you can check out my time management course for real
estate owners and investors if you are real serious about your time
by going to.

Also, you need to start being honest with yourself because there IS
ENOUGH TIME for you to do this and be successful at this - you just
have not placed this as a priority for yourself. Really, be honest
with yourself have you REALLY committed the time and resources to
being successful at this...REALLY?

Take a look at your last two weeks of activities and my guess is,
if you are honest with yourself, you have done a poor job at this.
Poor day of this equals days, weeks and pretty soon months which
then equals frustration. Not fun.

So, first thing you need to ask yourself is this question...


Really? Are you?

You really need to be honest with yourself here because why spend
the time on it IF its not going to be what you are really committed
to in the first place?

Look, I am not trying to insult your intelligence here but I just
want you to be honest with yourself. Are you really going to work
at this? Pay the price for success at this?

If so I have some information coming in the next few days that will
be of huge importance to you.

If you are not committed that is actually OK - you now know where
you stand and what direction you should go..

Thursday, July 15, 2010


It's time to get HOT ON getting your BUYERS
lined up for your private hard money loan DEALS.

And that INCLUDES what may possibly be the
BEST TYPE of BUYER in today's real estate
market, and that is....


The WHOLESALE BUYER is often overlooked
by investors.

Think about it.

WHOLESALE BUYERS need excellent
properties just like you do. In fact, these
INVESTORS just like you are!

Forming a COLLABORATION with
WHOLESALE BUYERS is perhaps the
easiest way to get your DEALS DONE FAST.

Of course, there is a right way and a wrong way
to get these WHOLESALE BUYERS on your
own personal BUYER LIST.

You've probably seen programs that cost as much
as $1000 or more that promise you national lists of
buyers. On the surface it looks good, but let's
apply a touch of logic and reasoning.

These programs that involve MASS MAILINGS
will cost you substantial amounts of money.

First of all you have the upfront money to buy
the program which could be $1000 or more. Then,
most of them also charge a MONTHLY FEE.

And then the "hidden cost" that you may not have
considered....POSTAGE. Suppose you want to
mail out to 1000 "potential buyers". Just multiply the
44 cent postage to a LIST of 1000 potential buyers
. . .that about $440....A MONTH?

$440? Do you realize what you could do with
$440 to advertise a property for sale? You could
put it on a cable television station or a radio station.
You could buy half page ad in a local monthly magazine!

And what is the normal response rate for a regular
mailing? (And a regular mailing is not a $150,000)
property for sale.)

First of all, only about 10% of a mailing ever gets
to the targeted recipient due to bad addresses and
just getting "tossed". So that would mean
that about 100 people get your mail piece. And then
of those 100, suppose you get the normal 2%
response rate. That is two people. Do you think
that one of these two people will be a buyer?

That's probably not realistic, now is it?

Especially when you consider that many, many
other investors will be using the same lists and
sending mailing pieces to the same people.

Some of these features have spam e-mail features.
How many of those e-mails will even get read?

The problem with this model is that it is BACKWARDS.

You are trying to contact the BUYERS instead
of having the buyers CONTACT YOU.

It's always better to have the BUYERS calling YOU!

contacting you for your properties. You
create a BUYERS LIST that no one else has!

Check out these RESOURCES

(We can even show you WHERE to find the PROPERTIES
that will knock these WHOLESALE BUYERS socks off!)

And not only that, the ACTIVE BUYERS MAGNET
shows you HOW to get those WHOLESALE BUYERS
so you can do some FAST WHOLESALE
DEALS to generate lump sums of cash.

BUY a property from you?

It's a FACT.

This is a simple transaction. The private hard money
lender doesn't really care about "property seasoning"
so as long as the LTV is right, the private hard money
lender can fund your INVESTOR BUYER just as
easy as funding any other investor.

Now, when you WHOLESALE a deal you don't have
the potential to make as much money in that one deal
but HOW MANY MORE DEALS can you do this way?

Many, many, more deals!

Not too long ago, we conducted a SPECIAL LENDER
WEBINAR for our INSIDERS. The lender will fund
your END of these types of DEALS that you do with
WHOLESALE BUYERS. 100% LTV funding, including

Tuesday, July 13, 2010

I got two firm offers and sold that day!"

I got two firm offers and sold that day!"

"I posted my deceased mother's property using the
system. Then, I held an open house on Sunday
and had 12 prospects show in 3hr period.

I got two firm offers and sold that day!

You can waste money on generic sites that do little
to promote you and your business and require more
work to generate leads. Or, you can commit to the
Done-For-You Deals System that works right now
and makes you look like a big money pro. I don't know
how to place a dollar value except that I paid nearly as
much for a program that was teaching me how to build
a virtual site myself, and it left a very bad taste with their
POOR customer service responses. DFYD has
outstanding service and follow-up.

It gives, in a very professional way, what both buyers
and sellers look for, provides a photo of the investor
creating familiarity, enables posting of property photos
with link to a video, and offers more for the investor than
most sites do.

I have in the past wasted a lot of time getting the wrong
kinds of sellers and had to generate a different method
for selling and doing the various functions that the
Done-For-You Deals System does all together.

Done-For-You-Deals is ready to go and provides far more
features than I've ever seen. The system keeps getting
better, provides ongoing education for maximizing its use.
Who else offers this?"

William G. Reau
Westerville, Ohio

"Try it, and you won't regret it!"

"The way the DFYD system is designed, its simplicity,
and the "fr*ee Videos", it attracts people to the site from
all different Tomets. The videos alone are worth at least
$2,000! And, by using the Tometing toolkits,

I'm easily able to attract buyer and seller leads.

The "fr*ee Videos" and auto-responders keep the clients
informed and provide the biggest advantage over similar
systems. Try it, and you won't regret it!"

Edwin Wise

Waianae, Hawaii

"Humans have problems and DFYD solves humans' problems."

"This system is more advanced than other than other
Real Estate Web Sites I have looked at in the past. The
DFYD system works because all homes are occupied by
humans. Humans have problems and DFYD solves humans'
problems.Because Damian's gives GREAT VALUE to his
subscribers, it is easily the biggest advantage of the system.
Compare other Real Estate Web Sites and ask those website
owners how much fr*ee information they receive about Real
Estate after getting their website set up."

Beverly Lowry
Lynchburg, Virginia

"Other websites charge $$$$$$ for every feature!"

"The DFYD system works because it's set up on/for the Internet,
and the Internet covers everything. The other websites charge
$$$$$$ for every part of their product, but the DFYD includes it ALL."

Lori Cutler
Castro Valley, CA


"The DFYD System design and features are general enough to be
applied to any area, yet they can be customized and adapted to
meet any individual's needs in a particular Tomet. The back office
provides a virtual office that can be accessed anywhere. It even
contains all the Tometing and lead information in one place.

The newsletters and videos are powerful because of the relationship
building attribute they provide; they are priceless. The pre-installed
autoresponders, newsletters, and videos that create and foster
a relationship with the client (whether it be a seller, homebuyer, or
investor) are the biggest advantage of the system. Without the
DFY system, it would require more effort on my behalf to create the
systems to build relationships with clients instead of working on
the next deal."

Rudi Vega
Springfield, MA

"It's ever-evolving and ever-improving."

"DFYD stands out from other systems because it immediately
offers website visitors the videos, and it comes loaded with
a series of letters that are ready send out, which is quite special.
It's an ever-evolving, ever-improving system, there's no telling
how great it will become! Without the system, I would have a lot
less at my disposal to create a favorable first impression on a
real estate prospect of any kind."

Sunday, July 11, 2010

Private lender's money you can utilize

One of the fastest ways I know to get funding
for your REOs, and short sale and other distress
deals is to talk to a person who is ALREADY
loaning money to other real estate investors
in your town.

See here for more info:

He's already in the biz of lending money to people
like YOU. Nothing to explain to him about the
process. No resistance to overcome.

It's the opposite. He's looking for new customers
like you with good deals.

Just bring the deal, and he'll loan you the money.

As long as you're buying at the right price with
a fat discount, of course. Don't bring skinny
deals to that guy.

How do you find such a person in your town?

Simple .... in public records. If they loaned
money, the mortgage documents were filed
at the county recorder's office.

With private lender's money you can utilize
strategies that'll pay you on day #1, at closing
when you buy the property.

How to negotiate with private lenders

You'll learn:

- How to negotiate with private lenders so in no time
you'll have all the money you need to do any real estate
deal you want!

- Tips for pre-screening prospects - this advice will
save you from ever having to waste your precious time
dealing with unqualified private lenders again!

- How to spot your best prospects - follow these tips
and ensure you never miss a "cash cow"!

- The advantages of using private lenders compared to
other common real estate investment funding techniques -
you may be very surprised by what you learn here!

- How to ask for the money... and get it over and over again!

- How to make your very own 30-second commercial that
lenders simply won't be able to resist.

- 16 ways to locate private lenders - you'll be amazed at
how easy this is to do when you follow these tips!

* And much, much more!

And here's the best part - you'll be able to learn all of this
and much more from Alan Cowgill himself. That's right, this
exclusive webinar will feature Alan Cowgill...
and only Alan Cowgill.

You won't have to sit through any time-wasting presentations
from other "gurus" like you would at a weekend seminar.
Here you'll get 90 full minutes of just Alan revealing his most
effective private lending secrets - the very same secrets he's
used to build a multi-million dollar real estate investment
empire. And you can watch it all from the comfort of your own
home or office.

What could be better, or more convenient, than that?

Let me ask you:

How often do you get a chance to sit at the feet of a master
and listen to him reveal his biggest success secrets for fr.e.e?

Saturday, July 10, 2010

How to Get Your Real Estate Deals Funded in as Quickly as 24 Hours!"

I want to thank you for having the motivation to learn "How to Get
Your Real Estate Deals Funded in as Quickly as 24 Hours!"

The real estate market currently offers investors some of
the best investment opportunities of more than a decade. Thousands
of investors visit our website each month and investors contact us
each day and ask for our help. How do I get my deal funded? What
do private hard money lenders ask for? Which lenders should I
contact? What type of properties are they funding? What kind of
funding is available and what terms are being offered. What do I
need to do?

Signing up for this newsletter was your first step to learn the
answers to these questions. With this knowledge you can learn how
to help your partners, friends, and families prosper and you can
build wealth in real estate investing.

One thing we know for sure, real estate always has been and always
will be one of the best ways to obtain and protect wealth. History
has taught us that. Real estate gives us the opportunity to have
great tax benefits, build equity in our properties, and profits
when we sell. But for many investors, the challenges arise in
finding suitable investor financing. Learning how to obtain
private hard money is key for a serious real estate investor.

The concept of using OPM (other people's money) has been a platform
to building wealth. It is true that most millionaires obtained
their wealth or protect their wealth through real estate investing.

Most real estate investors use the money of private hard money
lenders. It is surprising to learn that not all of these
investors had great credit. Many, in fact, started from scratch
and built their real estate portfolios one property at a time and
developed their relationships with these private hard money lenders.

To be successful in getting your investment properties funded by
private hard money lenders there two steps to follow.

1. Plan on devoting at least 5 to 10 hours a week on your investing

2. Divide that time equally in FOUR areas: FINDING excellent
properties, WRITING OFFERS on those properties, SUBMITTING those
properties to private hard money lenders for funding and finally,

Not every property will be an "excellent" property.

Not every offer will be accepted.

Not every property will be funded.

Successful investors know that there are "numbers" and they use
that to their advantage.

They screen many properties each week.

They prepare to submit offers by having their "proof of funds"
letter ready. And we know the lenders that can give you those

And they FOLLOW THROUGH and submit the properties they
get under contract to their private hard money lender and go to

Next, you need to know the lenders guidelines and avoid submitting
properties that do not meet those guidelines. The right property,
in the right location, for the right lender.

If you do not have any money for incidentals like appraisals,
inspections, etc., get a partner who does. If you are planning to
do rehab, some lenders will also lend you money for that by placing
money in an escrow and then reimbursing you or paying your
contractors directly when the work is finished and an inspection is
completed. Some investors will get a credit card from companies
like Lowes, or Home Depot and use that for materials and even
contractor work. Then they save the receipts and get reimbursed
from the lender.

Don't adopt the mentality that the lender has to fund every
property that you submit.

If the property is an excellent property, and one lender turns it
down go to another lender but don't "burn your bridges".

Remember, it is a relationship game and that same lender that
turned you down may be able to help you on another property down
the road. Don't allow frustration to enter the game!

Private hard money lenders do actually compete for business.
They are already aware of the existence of other private hard money
lenders who loan in their areas and they try to make their loans

Many investors are concerned that their credit score will knock
them out of the ball park when it comes to getting funding from a
private "hard money" lender. This is not necessarily the case.

However if you have an "average" or "bad" property and low credit,
most private hard money lenders will tell you to work with a
partner and look for excellent properties.

So as you can see, your credit score alone is not the determining
factor with private hard money lenders. A low credit score plays a
major role with conventional mortgage companies, however.

The term "hard money" lender is derived from the fact that these
lenders only loan money on "hard assets", preferably real estate.
It could be a single family residence acquired for the purpose of
selling with a profit. Or it could be a single family residence
acquired for the purpose of "rehabbing the property" and creating
value and then selling. Or perhaps you want to acquire the
property for rental. Or it could be a great commercial property!

One of the most important things is to know your wealth strategy.
Are you planning to gain wealth from buying and selling, buying and
rehabbing, or buying and renting or a combination of the three?

Which type of property do you want to concentrate on--residential
or commercial, single family or multi-family?

Lenders also have wealth strategies. They do not lend on every
single type of property in every single geographical area. Some
lenders concentrate on specific types of property and some
concentrate only on specific areas. Some will not lend on rural
property. Some will not lend on land. Some will not lend on
single family. Some will not lend on commercial. Our investors
have learned this and saved themselves a great deal of time and
enabled themselves to become much more profitable by creating a
wealth strategy that is compatible with the wealth strategy of
their lenders. This is fundamental to building a relationship with
a lender. Your lender will always want to know your "exit strategy"
and exactly how you plan to use the money.

A man went into a bank and almost on hands and knees, begged for a
loan. He needed the money desperately to feed his family. The
banker okayed the loan and in no time at all handed the borrower a
check in the amount of the loan. The banker said, "I'd suggest you
go right out and buy some food." The borrower looked at the banker
indignantly and and answered, "Don't tell me what to do with my

Imagine yourself as a private hard money lender. People call you
every day asking you questions about your money. Few of these
callers actually have a specific property. Many of the questions
are hypothetical at best and vague at worst. Lenders tire of this
very quickly. They expect serious investors to do their homework.

They expect serious investors to have excellent properties. And
they expect serious investors to have prepared a "package" or
"application" to be considered for funding. If the private hard
money lender is based in New York City, is it likely that they
will loan on a property in rural Kansas? A few do, but most
restrict themselves to specific types of properties and specific
areas. Why do they do this? This is a key point and worth
remembering. These lenders have relationships with all types of

For example, suppose they provide funding to an investor on a
single family residence and the investor doesn't do what they
promised the lender? For example, suppose they take the
funding and then don't do a very good job of marketing the property
for sale and the property goes back to the lender. Do you think
the lender wants these properties? No, the private hard money
lender is a "money investor", not a "real estate investor". The
private hard money lender depends on "turning the money" over and
over again to make profit on interest and points.

So what happens when a private hard money lender gets a property
back? Well, most of the private hard money lenders have
relationships with real estate investors who are "waiting in the
wings", so to speak, to take those properties off the private hard
money lenders hands. They purchase those properties and then rent
them out. So that is why the LTV (loan to value) ratio must work
for the private hard money lender to be able to help you fund your
property. If a private hard money lender loans on properties with
LTV's that are too high, these properties will not "cash flow"
adequately to provide an adequate interest return to the lender who
purchased the property. In other words, if the private hard money
lender loaned out $50,000 on a property that was likely worth
$100.,000, it would be reasonably easy to sell that property in
case the borrower defaults. The investor who buys that property
from the private hard money lender would then either pay cash for
the property or finance it through a conventional loan. Most of
these types of investors pay cash for the property first, get a
renter in the property, and then finance the property long term or
sell retail to a homebuyer or sell it "wholesale" to another
investor using a "note" or "trust deed" that is secured by the
property. Either way, this type of investor provides a safety net
for the private hard money lender by helping the lender to recover
cash and profits. Everybody wins.

Obviously not all real estate investors are aware of this scenario
and the few who do understand it, know exactly what the private
hard money lender is looking for and why. It is much easier to
develop a win-win situation when you understand these basics. And
because knowledge is power when it comes to real estate investing,
you are able to develop real business relationships with these
lenders. Many of these private hard money lenders loan by
beginning with one loan to see how you do, that is providing you
meet all of their basic requirements. Then after you successfully
perform, they are sometimes willing to loan you money on more than
one property at a time. And once you have established that
situation, you will have easy access to a "proof of funds" letter
that you can use to help you place excellent investment properties
under contract.

Would you like to be able to have funding that would enable you to
close in as quickly as 24 hours?

Would you like to be able to take advantage of the best property
deals out there that have tens of thousands of dollars in real
equity and profits?

Would you like to have a real estate investing "wealth strategy"
that works and uses OPM instead of your money?

Successful real estate investing depends on excellent timing.
When you have the opportunity to acquire an excellent investment
property do you think that you can afford to wait weeks or months
to acquire funding?

Obviously, your success depends on your ability to act quickly.
When you become an investor in-the-know, you know exactly what type
of property you are looking for and exactly who can fund your
property. Likewise, you know your "exit strategy" and how you are
going to make profits. This is all part of your "wealth strategy".

If a private hard money lender tells you that they prefer a 3 or 4
bedroom, 2 bath home, with garage, do you think it is a good idea
to expect them to fund a one bedroom, one bath condo? Or if they
tell you that they prefer a suburban location to a rural location,
do you bring them a mobile home located 60 miles from the nearest
gas station? Common sense tells you that this will not work, but
real estate investors make this mistake each and every day by
attempting to force properties, that they have not properly
screened on private hard money lenders and expect them to "break
the rules" that made them successful money lenders?

The fact that you are seeking this knowledge places you in the top
10 percent of investors because if you KNOW what you need to KNOW,
you are much more likely to be successful as an investor. Play by
the rules and don't try to make up the rules as you go. Remember
win-win. Greed has caused many a real estate investor to fail.
Trying to make too much profit on a single property for example
will cause the property to "linger" on the market. All the while
you'll be paying for interest and eventually the cost of the money
will eat up much of your profit. Isn't it better to do more deals,
reduce your risk, and build your relationship with your private
hard money lenders so they know that lending you money is a good

It is interesting to see some real estate investors expect to get
something for nothing. These "investors" have unrealistic
expectations. For example, many investors think that private hard
money lenders should loan 100% on any type of property and that as
an investor they should not have one cent out of pocket. What do
you think a private hard money lender will think of you if you make
it quite clear that you're not willing to spend any of your own
money in the deal? They will ask themselves one simple question;
"Why do I want to loan money to someone who is afraid to use any of
their own money?" And the second thing that comes to mind is:
"Wouldn't that type of investor be the type to just "walk away" if
the property didn't sell?"

I've been in meetings with private hard money lenders and they all
say the same thing in this regard. "If we are willing to loan
someone money to fund their investment property and they won't pay
for an inspection or an appraisal why do we want to waste our time
with them?" For example, someone representing the lender has to
take TIME to physically visit the property and do title research,
etc. They are willing to do this but sometimes there is a fee of a
few hundred dollars. It is a minor amount of money compared to
what benefits you are to receive when your property is funded,
locking in potentially tens of thousands of dollars in profits. If
you don't have ANY money, take in a partner who does. The old
saying "It takes money to make money" is true. It may take a
little money and a little commitment on your part to become a
serious, profitable, and successful investor. Serious investors
know this and they expect to conduct business and not try to take
advantage of others because it casts a very bad impression.

Obviously you don't just want to be giving fees away to people for
nothing of value. However, recognize that your time is worth money
and so is other's time worth money. If you misrepresent a property
to a private hard money lender for example, like a property that is
"gutted out" and not inhabitable and make it sound like a property
that is ready to market, don't feel badly when the lender who
already told you that they don't loan money on such types of
properties tells you that the inspection fee of $295 is not
refundable after the lender dispatches the inspector to the

Can you see yourself investing a little to make a lot?

It's important to be reasonable when creating a win-win situation.

Efficient utilization of your time is also very important in getting
your real estate deals funded quickly. When you develop your
Wealth Strategy, you realize that you should not try to do
everything yourself. It is important to utilize other people's
time and resources as part of a win-win approach to investing.

Some real estate investors spend all of their time looking for
properties and not enough time on the funding sources. Some
investors spend all of their time trying to develop funding sources
and not enough time on finding great investment properties. You
need to strike a balance if you want to find, close and fund your
deals quickly.

Any type of information on any topic can be found on the internet.
The question is, where is your time best invested? Do you want to
be writing offers on property and submitting real deals for funding
or do you constantly want to be trying to compile and organize
information that is necessary to your business?

To be effective in getting properties funded quickly, you need to
be very organized. You should be spending about 10 to 15 hours a
week on your business, with 80% almost equally divided between
writing offers on property and submitting deals for funding.

The other 20% of your time should be invested in negotiating,
closing, accompanying inspectors and appraisers, and the REAL nuts
and bolts of investing.

Sometimes it is easy to get distracted and you try to wear too many
hats. The internet is like a vast ocean and just because it is
there doesn't mean that you should try to swim it when it's easier
to rent a charter boat. Time wasted is not time invested. Invest
your time in the deals. Invest your time in relationships. Invest
your time learning your investing market. It is the only way to
successfully navigate the real estate world. If you are not
closing deals, you are doing something wrong.

Most of the time it is simply not recognizing the mistakes you are
making and repeating them over and over again.

Real estate investing is not for everyone and those who are
successful soon learn that they get better results by modeling
success and doing what successful real estate investors do.

If you're serious about your real estate investing business, set a
small amount of money aside so you will have the basic tools that
you need.

If you're not willing to invest any money in real estate investing
tools, you should probably reconsider whether real estate investing
is right for you.

Of course, you can also go overboard on investing in tools. I know
people who spend tens of thousands of dollars on real estate
courses, coaching and mentoring and never even write one offer on
property. There are people who spend hundreds of dollars a year on
subscribing to foreclosure listing services and never write an
offer. The basic tools you need for real estate investing should
not cost you more than a few hundred dollars at most so you can
have a steady supply of good investment property and funding
sources. Think of it this way. If you want to build a house, you
can try to create the plans yourself, and although you will have
many drawings and spend a lot of time trying to do it yourself, you
will probably never have what you need to actually build the house.

If you can afford to, you can hire a high cost architect to
create a custom design for you. Or you can buy a set of
blue-prints for a home you like and then just make minor
modifications suited to your needs. Most people start with blue
prints because its a a cost-effective way to go to the next step,
which is getting a building lot, lining up construction financing,
and hiring a contractor.

You can be a successful investor in your own city or town or you
can concentrate on a specific real estate market anywhere in the
country. You may decide that you want to have two or three private
hard money lenders that you use on a regular basis. One thing is
for sure, if you know how to get your real estate deals funded in
as quickly as 24 hours, you will have the best and most profitable
investment property opportunities at your feet. Do you want to be
in that position? Is that a yes?

This can be your year. Many successful real estate investors are
able to make what they earn on their jobs in an entire year with
just a few good deals. Some successful investors just want to make
a few thousand extra dollars a month. Which is your wealth

When real estate property values were rising fast, many investors
sat on the sidelines. Then they got in and started investing when
the property values were already reaching their peaks. They lost
money. Now those same properties are available for literally
pennies on the dollar and without tax liens. You can acquire
them. The properties are there and the funding is there. But real
estate investing is not for everyone. And that is exactly why so
many people are able to do so well in their local real estate
markets. They know which areas of town are difficult areas and
would be difficult to sell a property in. They study the local
economics and don't buy in areas where there are floods of vacant
properties. They acquire the right types of properties that
lenders are seeking to loan on. They know which private hard money
lenders to contact and they do a great job in working closely with
their lender to create a win-win scenario. They get their
properties funded fast because they play by the rules and follow
their wealth strategy.

I remember my first time talking with a lender, over 25 years ago.

I was nervous. There were terms I didn't understand. I learned that
I had asked the wrong lender to loan money on the wrong type
of property. I didn't ask the right questions and when the lender
asked me questions I wasn't prepared. I didn't do my homework
because I really didn't know where to start. I assumed all lenders
were the same.

I had no idea how many lenders there were and all the
different programs that they had to offer. I can only look back
now and laugh, but at least it was a start. Many beginning and
experienced investors encounter these same problems but you don't
have to keep repeating those mistakes over and over again, don't
you agree?

It would be a total waste of time to just sit on the sidelines and
watch people who are serious about investing when all it comes down
to in order to be just as successful is to know which lenders to
submit deals to and have your choice of excellent investment
properties to present for funding. Of course it is a learning
process but few worthwhile endeavors don't require some investment
of time and resources in order to become successful and profitable.

And you'll never know whether you could be successful at something
until you try.

Late night infomercials show real estate investors cruising around
in yachts and partying. I'm sure there's more than one successful
investor who is actually able to do that but there is also some
work involved. And in reality, your most successful investors
choose to invest their time and money more wisely. Real estate
investing, thank goodness, is not hard labor and it pays very, very

Sometimes we are all very curious about something before we
become serious about it. What we must understand is that all we
really need to understand is how to take the steps and then to
patiently take those steps and follow through. There will
probably not be a better time and easier time to acquire good
investment property than right now. Five years from now, we don't
want to look back and say, "If only I had gotten started then. . ."

Once you have created your Wealth Strategy, stick with it. Think
of it as creating a "cookie cutter". You can always make minor
changes to adapt to the market but it is best not to change
everything up every month.

When you develop your Wealth Strategy, identify specifically WHY
you want to be a successful investor and use that as a motivation
tool to guide you and to help you restrain from taking risks which
could adversely affect your financial future.

More than one successful investor has started by acquiring modest
properties and re-selling them for good profits only later to start
doing loans on larger and larger properties and taking on more and
more risk until the investor's tried and true "wealth strategy" was
abandoned. Greed can be your downfall. You can easily avoid
that mistake by remembering the more challenging times of when you
started out in real estate investing and you were learning the

You will soon learn how important it is to protect your profits.

The stronger you become, the easier it will be to attract
more money. Once lenders have worked with you successfully and you
have a win-win, even the cost of money can be less and your deals
will be even more profitable.

You can join a select few real estate investors who KNOW where to
get the funding AND where to get the best investment property.

BOTTOM LINE--The Private Money Lender Sources gives you EVERYTHING

WHO to contact.

WHAT to say.

HOW to present your loan proposal in a SIMPLE step-by-step process.

WHEN to say "NO", knowing that another Private Money Lender Source
has an EVEN BETTER DEAL for you!

MARKET! Does it get better than that?

With the Private Money Lender Sources you become a SERIOUS
INVESTOR. Buyers take your offers seriously. You close your deals
fast for quick, quick profits!

Haven't you wasted enough time and lost enough money seeing great
profitable deals get literally swept right from under your feet?

With the Private Money Lender Sources you will get immediate
DIGITAL DELIVERY of your e-book. You can start lining up money for

You'll have 300 private hard money lenders that you can
access quickly and easily.


Since I know it's 100% to your benefit to act right away, I want to
equip you with the TOOLS YOU NEED to TAKE ACTION and start MAKING
PROFITS in the best real estate BUYERS MARKET for over 25 years!

Go to

If you respond immediately, you'll also receive the following:

Value $$$--The HOTTEST Real Estate Markets Report

You'll get a link to a FREE BONUS REPORT showing you the HOTTEST
real estate markets in the UNITED STATES! Never again will you be
without updated information about which cities have the highest
appreciation rates. You'll be in the know!

Value $$$--Private Money Lenders Access Pack

You get all of these:
*Proven SCRIPT to contact the lenders. It's short and sweet and it
*Step-by-Step GUIDE to package your loans for quick funding!
*Actual loan application form PDF file used by most Private Money
Lender Sources.
*Complete contact information including available names, phone
numbers, e-mail addresses and fax numbers for easy access!

BONUS #3 Access to Commercial private hard money lenders! Know
who is funding hard money deals on commercial properties!

*Imagine having access to virtually ALL of the BEST bank owned
properties, REO's, and foreclosures where you can buy property
for pennies on the dollar, without having to pay monthly
subscription fees. Now you can have it! The best properties
and the best funding sources make an unbeatable combination to jump
start your real estate investing business.

For a limited time, you get the Private Money Lenders Source
for almost 50% off the REGULAR PRICE of $197. You pay ONLY $99.95.

And if you order the Private Money Lenders Source TODAY, you can
get the companion, Ultimate REO Report with over 60 DIRECT SOURCES
of bank owned REO and foreclosed property for only $19.95 which is
a 66% savings off the REGULAR PRICE of $59.95.

We've DONE THE HEAVY LIFTING FOR YOU! Now you can get down to
business and start getting your deals DONE!



Now you'll have the MONEY you need to FUND YOUR DEALS...

have access the BEST bank owned properties, REO's and foreclosures
in those real estate markets! Knowledge is PROFIT!


And SOON you'll be referring your real estate investor friends
and business associates to us, just like our present customers
do. They will THANK YOU for helping them to get their real estate
businesses on the FAST TRACK!

Even if you're just starting out and want the PRIVATE MONEY LENDERS
SOURCE at your side, it's okay by us! For only $99.95, you'll have


If you can't afford a Hundred Bucks you probably shouldn't be
thinking about Real Estate Investing anyway! The old adage is true,
"It takes money to make money". And this is your opportunity to
have the funding sources you need to make a lot of money without
risking a lot of money.

Invest a little for the TOOLS you need.

Does that make sense?

Would you spend $100 to be able to FUND DEALS OVER AND OVER AGAIN
and GENERATE PROFITS OF up to $5000 or more?


STEP 1--HOW to contact the hard money lender and find out if they
are a MATCH for your DEAL!

STEP 2--HOW to get an offer accepted that conforms to the private
hard money lender's submission guidelines, and;

STEP 3--HOW to submit a complete funding request to the RIGHT
private hard money lender and DO IT RIGHT!

You can make as much money as you want. Do this and you'll be a
REAL HITTER in real estate investing!

That's just the beginning of course--

because if you only do that, you'll be well on your way to
that you can use for years!

You never would have this INSIDE "HOW TO" INFORMATION without

How many deals can you do?

Imagine having properties that you can buy and sell for lump sums
of cash! Imagine having a real estate portfolio of income
producing assets!

To order:

Go to the NEXT LEVEL!

Now you'll have the MONEY you need to FUND YOUR DEALS...


bank owned property and foreclosures.

It's simple to SOLVE your funding problems, just go to:

If you doubt yourself, PLEASE DON'T ORDER because we would rather
see our current limited allocation of the PRIVATE MONEY LENDER
SOURCES go ONLY to the most SERIOUS INVESTORS who are tired of
seeing deals slip away and who are ready to START MAKING MONEY NOW!

And we definitely don't want to send people who are not serious
about making money to just WASTE the PRIVATE MONEY LENDERS time!

Real estate investing is NOT for everyone. If you think getting
turned down for ONE loan is going to stop you cold, it is
definitely not for you.

The most successful real estate investors have had many, many loan
requests turned down. It is similar to writing offers on
properties. It is unrealistic to expect that every offer will be
accepted and that every single property will be funded.

But if you put together just ONE DEAL A MONTH you can earn a very
substantial income.

And just think, sooner or later, that once-in-a-lifetime deal may
come your way. Will you be ready for it with a PRIVATE HARD MONEY


Not everyone knows who these lenders are. In fact that gives you a
BIG ADVANTAGE. We won't shotgun this information to everyone
because we only want to work with people who want to make money and
who who want to get their deals funded quickly and move on to their
next deal. It doesn't matter whether you're a seasoned investor or
just learning.

This PRIVATE LENDER MONEY SOURCE is available to only a small
number of serious real estate investors who are tired of wasting
time and losing out on the best deals! And we're going to keep it
that way. We would rather have FEWER than 1% of the total number
investors have this source of PRIVATE LENDER MONEY because we know
then that the lenders will receive only SERIOUS inquiries and be
working with only SERIOUS investors. And whether you're an
experienced investor or just starting out, the advantage will be

As mentioned earlier, the PRIVATE MONEY LENDER SOURCE is being
offered on an extremely limited basis. And based on the number of
orders we've already received, which include the FREE BONUS REPORT
I know the remaining allocation will go fast.

If you want to be one of a select group to have ACCESS to these
PRIVATE HARD MONEY LENDER SOURCES you absolutely cannot afford to
wait. You must ACT now.

Once you place your order, you'll be part of our EXCLUSIVE
MEMBERSHIP and you'll be entitled to new and updated EDITIONS when
they are available and substantial discounts LIKE THIS!

And if you order TODAY, you can receive the Ultimate REO Report
at 66% OFF FOR A LIMITED TIME with your order.

You'll have access the best bank owned property, REO's, and
foreclosures in EVERY part of the COUNTRY without having to
pay monthly subscription fees for foreclosure listings.

You'll learn how to go directly to the sources for these great
investment properties with just a few clicks of the mouse!

You can be one of the select few to have these PRIVATE LENDER MONEY
SOURCES at your disposal. This inside information can be yours. You
can have the advantage of having INVESTOR LOAN MONEY ready NOW to
close on your next deal. Money that you can use to close deals with
PRIVATE MONEY, instead of having your "subject to financing" deals

Who do you think a motivated seller wants to work with, a FUNDED
buyer or someone who has to "qualify" to get a mortgage in place?
Sometimes these sellers who NEED TO SELL their property just can't
wait. They are willing to sell their property for $TENS of
THOUSANDS of DOLLARS below the market value of the property. Is it
worth a hundred bucks to be READY? And this is where you step in
with your PRIVATE MONEY LENDER SOURCE to make the deal happen in
days instead of weeks!

Are you SERIOUS about making money in real estate? Do you want to
get to the point where people are bringing the deals to you because
they KNOW you get them done? Do you want to do a DEAL-A-MONTH, or
even a DEAL-A-WEEK?

Take your real estate investing to the next level by putting the
MONEY in place that you need to FUND your deals FAST.

It's up to you. Are you ready to get serious about your real estate
investing? Are you ready to step up to the plate and take a swing
at your next deal rather than just talking about the deal that "got

Are you ready to start writing more offers on GREAT properties
than you've ever written before because you know that NOW you have
the money to get them funded? Are you ready to start working on
doubling and tripling your investment income?

Do you want to be able to invest in just about any HOT real estate
market rather than having to sit out on the sidelines because you
don't know where to get the money?

NOW is the time to take your real estate investing to the next
level because NOW you have the PRIVATE MONEY LENDER SOURCES you
need to do it!

You'll be able to start working with these PRIVATE HARD MONEY
LENDERS the first day you receive it. You'll learn the INSIDE

Why put it off and just keep running up against a wall when you

If you doubt yourself, PLEASE DON'T ORDER because would rather
see our current limited allocation of the PRIVATE MONEY LENDER
SOURCES go ONLY to those who are tired of seeing deals slip away
and who are ready to do something about it and

If other investors can LEARN HOW to do it, why can't you?

Getting your DEAL DONE isn't going to hinge on your credit-score.

If they're not going to worry about it
why should you?

You're not going to let your credit-score
hold you back from getting your DEAL DONE
....are you?

It doesn't matter whether you have a 785 credit
score or a 420 credit-score.

Getting your DEAL DONE isn't going to hinge
on your credit-score.


Traditional lenders like banks and conventional
mortgage companies base almost everything
they do on your credit-score.

Private hard money lenders don't worry
about your credit-score. It is not going
to be the determining factor in whether or
not you get your deal funded.


It's true. It's probably unlikely that you
credit-score is less than 400. Maybe it's 550.
Or maybe it's 640. Or maybe it's 720...or even 850.
In fact, even it your credit-score was a *perfect
850, it would not be the determining factor
of whether or not your deal gets funded or not.

Do NOT let your credit-score hold you back.

The reason they call it "hard money" is because
the loan is made based on "hard assets". Your
credit-score is not a hard asset.

True, your credit-score tells a bank
something about how you have handled your
finances in the past, but private hard money
lenders even loan to people with bankruptcy-
foreclosure-liens-judgments, and-collection
items. You'll notice that when you look at
their programs. And all of those negative
items are what contribute to a low-credit-score.

Private hard money lenders

So if the private hard money lenders are
not worried about it, why are you?

I'm not going to tell you that it may not
affect the terms of your loan, because some
private lenders charge a slightly higher rate while
others couldn't care less. A high credit-score
may move a LTV from 60% to 70% and lengthen terms
from 6 months or 9 months. A low
credit-score may move a LTV from 60% to 50% and
reduce terms from 6 months to 3 months.

That's about it.

So, what do you need to have to counter balance
a low credit-score?

First, you need an excellent property that
can be funded with a low LTV request.

Second, you need a solid exit strategy that
conforms to the terms of the funding so
you don't increase the lender's risk.

Third, if you think your credit-score is too
low, get a free copy of your credit-report
and look for inaccurate or obsolete information.

Then just contact the credit-reporting agency
and give them proof so they can remove-or correct that item.
Did you know that removing one derog can
raise your credit-score 30-points sometimes?

It's worth the time to get on top of it and
it is easy to do.

Private hard money lenders

Private hard money lenders are in the business
of lending money on hard assets. They are
not banks with lending-committees and rigid
bank-guidelines. They are not conventional-
mortgage companies that are regulated by the
government. They are private and that gives
them flexibility so they can create their
own lending program.

That is why understanding the lender's program
is so important. That is why the Private Money
Lenders Source gives you information about
the lender's program upfront, so you can
use that to match your deal to the right lender.
Sure, lender programs evolve sometimes, but
some lender programs haven't even changed in

So, don't count yourself out. Don't be
embarrassed by your credit-score. Your private
hard money lender couldn't care less, if your
deal is right and you have a great property
and a solid loan package.

Some of the most successful real estate
investors have average or lower-credit. It
just doesn't stop them, because they have
learned that private hard money lenders only
look at your credit-score as a piece of
information. In fact, some don't look at
your credit-score at all.



Get some deals submitted to the lenders.
The Private Money Lender Source has the 300
top private hard money lenders who loan on
residential and commercial investment property,
nationally, regionally, and locally. You deal
direct with these lenders and these lenders
want to deal direct with you!

If you are still trying to find lenders who
are loaning money, why not work smarter?

Get YOUR Private Money Lenders Source HERE

Even if you just get one deal done--wow!
Imagine the time it will save and how much
easier it will be to start getting more
loan packages submitted and more deals funded.
The Private Money Lenders Source is only $99.95
(reg. $197) Get it now while it has BOTH the
residential and commercial lenders in ONE edition.
You'll save more money that way. It's like
getting it for half-price.

Get YOUR Private Money Lenders Source HERE

Whether you need to have resources to source
great investment property, improve your loan
package presentation, or connect with the
right hard money lenders, we have the information
you need to succeed.


The impact of this crisis on real estate investors has been overwhelming. Most banks have stopped lending to real estate investors and even hard money lenders are no where to be found. Fannie and Freddie have placed severe restrictions on the number of loans to real estate investors.
This may be the worst economic period since the Great Depression.
All this just as the real estate market is starting to show signs of coming out of its 4 year bear market. Real estate sales are up all across the country and prices are even starting to rise in many markets.

So how do you take advantage of this historic buying opportunity for creating financial freedom and wealth if the banks are not lending.
The answer is getting MONEY from other people, not banks, using Private Lending.
My brand new eBook titled "Private Lending Secrets for Real Estate Investors" is a 86-page eBook that I wrote for developing your private lending program to find prospective private lenders in connection with buying, selling, and wholesaling real estate properties. Did you know, that investors like yourself tell us that "Finding the money" to buy property is the #1 problem that holds them back from making big profits in real estate?

To read more please to